AI agents could cost banks $500bn — by winning savers better rates - Financial Times
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Artificial intelligence agents are poised to disrupt banking savings products by helping consumers secure significantly better interest rates. Global banks could lose hundreds of billions in revenue as this technological shift reshapes the competitive landscape of deposit management.
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+ Global Economy
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+ Africa
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Most Read
+ How much longer can the world absorb the Iran shock?
+ Trump says he will speak with Putin about pneumonic plague
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+ HMRC opened probe into Man City’s tax affairs in 2018
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+ Trump says he will speak with Putin about pneumonic plague
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+ Sleep has always been a class issue
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+ HSBC plans sweeping job cuts across UK wealth business in AI push
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+ Ships’ captains paid $100,000 a month to transit Strait of Hormuz
* Tech
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+ Artificial intelligence
+ Semiconductors
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Most Read
+ SpaceX looks to raise $40bn to buy Nvidia chips
+ Brussels looks to capture Big Tech through tax on large corporations
+ Palmer Luckey’s Erebor surges to more than $7bn in deposits since launch
+ Silicon Valley thinks AI will kill jobs. Economists are not convinced
+ Britain has turned digital ID into a growth industry
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+ How much longer can the world absorb the Iran shock?
+ Ships’ captains paid $100,000 a month to transit Strait of Hormuz
+ Global bond sell-off resumes as 30-year Treasury yield hits highest since 2002
+ ‘Most dangerous product in crypto’ vexes Singapore
+ Blue Owl to launch ‘big push’ into insurance
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+ Opinion Home
+ Columnists
+ The FT View
+ The Big Read
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+ How much longer can the world absorb the Iran shock?
+ AI agents could cost banks $500bn — by winning savers better rates
+ California’s oligarch tax would change America
+ Sleep has always been a class issue
+ Kemi Badenoch’s European nightmare
* Lex
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+ FT and Standard Chartered Business Book of the Year Award 2026 — the shortlist
+ Citi to speed up promotion path for junior bankers as hiring war heats up
+ Could postwar Span housing offer a template for tomorrow?
+ Cold beer and cash only — Chicago’s dive bars are the real deal
+ The executive MBA in data and charts
* Life & Arts
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+ Life & Arts Home
+ Arts
+ Books
+ Food & Drink
+ FT Magazine
+ House & Home
+ Style
+ Puzzles
+ Travel
+ FT Globetrotter
Most Read
+ How Norman Foster made the classic architect studio go global
+ How AI tempts the lazy mind
+ Blockers: Rebels in the Deep State by Michael Lewis — Doge’s wrecking ball
+ How to dress like a man
+ Recipe: The fish tacos worth frying over
* How To Spend It
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AI agents could cost banks $500bn — by winning savers better rates
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What our readers say
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"Brief with no waffle, to the point and has real insight into the corporate world"
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Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2026. FT (Financial Times) and ‘Financial Times’ are trademarks of The Financial Times Ltd.
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Edition:InternationalUK
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* Home
* World
+ Middle East war
+ Global Economy
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+ US
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Tags:#الذكاء الاصطناعي#البنوك#الخدمات المالية#الودائع#الفائدة#التكنولوجيا المالية
Source: Financial Times
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